Pathway to Wealth

Pathway to Wealth

Are you a homeowner aged between 30-55?

Most Australians embark on their life journey with aspirations of achieving the Great Australian Dream: owning their own home. Through hard work and sacrifice, they strive to save a deposit, enhance their borrowing capacity, and secure the home of their dreams—a place to reside for the next few decades and raise a family. Yet, upon reaching this milestone of home ownership, many find themselves uncertain about the next steps to take with their finances. Questions arise: Should I prioritise making additional mortgage repayments? Would salary sacrificing into my superannuation be beneficial? Is purchasing an investment property a wise choice? Or should I start an investment portfolio comprising of shares and ETFs?

After browsing online resources or consulting with family and friends, it becomes evident that everyone holds a distinct viewpoint, and each of the various strategies have yielded success for many people. So, what is the best strategy for you and setting yourself up for success in the long term? The answer is, it depends on your individual circumstances, investment preferences, and life goals. What proves effective for someone may not necessarily align with your needs and goals, as there is no one universal solution.

 PATHWAY TO WEALTH - three piggybanks with little houses on top

Our role is to gain a deep understanding of your priorities, crafting a plan tailored to your comfort level and comprehension, enabling the fulfilment of all your objectives. While developing this plan, we will provide advice on the best investment allocation for your superannuation, analyse your cash flow to ensure that you aren’t stressed about meeting your daily living expenses, and have your debt structured in the most effective manner possible.

In addition to collaborating with you to create a wealth generation plan, we’ll also assist with reviewing your insurance needs to safeguard you and your family in the event of unforeseen circumstances. We’ll offer support in establishing an estate plan to ensure your beneficiaries are cared for and your assets are distributed according to your wishes.

Creating a comprehensive plan that incorporates all these facets of wealth generation and protection can be complex, particularly considering the diverse tax implications associated with each aspect. This is where Nathan’s nearly 8 years of experience as a tax accountant proves invaluable. You can rest assured that your financial plan will be meticulously designed to optimise tax efficiency and capitalise on potential tax-saving strategies.

Call us today on (02) 4344 7114!

 

 

 

How we will help you

WEALTH GRAPHIC Wealth Creation

Perfect Foundations

When embarking on your journey through life, managing your finances can seem daunting. By becoming financially organised early on, you lay the foundations for a prosperous future. This positions you ahead of the curve by harnessing the power of compound interest, ensuring long-term financial stability.

WEALTH GRAPHIC Pre Retirement

Countdown to Retirement

Many individuals face uncertainty about retirement and the transition process—When can I retire? Our goal is to play a pivotal role in providing clarity on when retirement is feasible, what kind of lifestyle you can afford, and how to plan effectively for a secure future.

WEALTH GRAPHIC Retirement

Retire in Style

Retirement marks a significant milestone in an individuals life, often celebrated with longtime work colleagues who have become close friends over the years. Our top priority is to help you navigate the complex rules and regulations that are applicable to superannuation and government pensions.