Practical Business Accounting Advice from Your Central Coast Accountant We deliver clear, actionable accounting and taxation services designed to help you scale your business with confidence.

Business Accounting & Taxation
Financial Planning & Insurance
Finance & Mortgage Broking

What We Do

Our purpose is simple: to deliver expert business accounting and taxation services done exceptionally well.

 

At Coleman Financial Group, we work with small and medium businesses across the Central Coast, providing practical accounting and taxation services that help you stay compliant, understand your performance and plan ahead with confidence.

We do more than prepare reports and tax returns. Our focus is on your growth. We take the time to understand how your business works, its structure, and regular cash flow so we can provide proactive advice to help you achieve your goals and make smarter decisions all year long.

About us ⟶
Darcy

Darcy Coleman | Principal, Coleman Financial Group

Principal

Darcy, our Registered Tax Agent and Principal, leads our Business Accounting and Tax division, specialising in small to medium-sized businesses and complex family group structures. He oversees the preparation, review, and strategic analysis of financial statements and tax returns across companies, trusts, SMSFs, and inter-entity groups. Darcy has a strong interest in structuring, tax planning, and group optimisation, and is also a qualified mortgage broker, allowing him to integrate lending strategy with tax and business advice.

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Sharon

Sharon Goodwin | Senior Financial Planner, Coleman Wealth

Senior Financial Planner

Sharon brings over 30 years of experience in financial services, with expertise in banking, lending, compliance, and financial planning. She holds a Master of Financial Planning and is a Justice of the Peace. By working alongside our accounting team, Sharon ensures your personal wealth and retirement strategies align seamlessly with your business success.

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Business Client Testimonials

Our Services

Receive effective support for your business growth. Our services equip you to manage your business with confidence.

Business Accounting & Tax

Comprehensive, Affordable

High-quality accounting goes much further than simply looking at historical numbers. Partnering with a skilled Central Coast accountant ensures your tax records are precise and your business operations remain lean and efficient. We take a proactive approach to tax planning, BAS compliance, and SMSF accounting to help you identify savings and stay ahead of shifting ATO regulations.

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Financial Planning & Insurance

Trusted, Practical

Secure your future with specialized wealth strategies delivered through Coleman Wealth. Working alongside our accounting team, we provide the independent expertise needed to build a robust safety net for your family. From retirement planning to selecting the right insurance, we offer honest, actionable advice that creates a clear path for your wealth and peace of mind for the years ahead.

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Finance & Mortgage Broking

Prompt, Helpful

Securing the right loan for a commercial property, new home, or business project is seamless with expert support. We handle the heavy lifting, from complex SMSF lending to residential refinancing solutions. By accessing a diverse panel of lenders, we ensure you secure a deal that fits your budget while integrating perfectly with your broader business tax and investment strategy.

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Why choose us

The CFG Difference

A relationship-driven approach from first conversation to long-term financial success.

Two men discussing accounting over a laptop

Specialists in Business

Focused exclusively on small-to-medium business clients, delivering expert advice and tangible results.

Proactive and Practical

We identify opportunities and solutions before problems arise, saving you time and stress.

A business man and a woman giving a 'high 5'

Relationship-Driven Service

Personalised, long-term partnerships built on trust and a deep understanding of your business.

One Team for Everything

Tax, loans, and wealth plans work together to support your long-term financial goals.

Local Business Insight

Work with a Central Coast accountant who understands the local economic landscape.

Regular Progress Checks

Frequent meetings keep your strategy on track and find new ways to save money.

Step 01
Discovery
Step 02
Strategy
Step 03
Implementation
Step 04
Ongoing Advice
Step 05
Review & Grow
Step 01
Discovery & Understanding

We begin every relationship with a genuine conversation. Before any advice is given, we take time to understand your business, your goals, and your challenges, so our recommendations are always tailored, never templated.

Free initial talk with no obligation
A close look at your current finances
Identifying your immediate needs and long-term goals
Step 02
Strategic Planning

Working with a trusted Central Coast accountant ensures your tax and business finances form a unified roadmap. We build a clear, actionable strategy. You will always know what we are doing and why it matters.

One strategy for all your financial needs
Clear dates and results you can measure
Smart tax and wealth planning included
Step 03
Implementation

We don’t just hand you a plan and step back. Our team takes ownership of the implementation, lodging, reporting, and filing, so you can stay focused on running your business while we handle the complexity.

Our team handles all the heavy lifting
Regular updates so you always know the progress
Easy coordination across all our services
Step 04
Ongoing Trusted Advice

Trusted advice isn’t a one-off meeting; it’s a relationship. Your dedicated Coleman team is available when you need us, proactively reaching out when opportunities arise or when tax legislation changes.

A real person to talk to instead of a call centre
We reach out to you with new ideas
Support that changes as your business grows
Step 05
Review & Grow Together

Your goals evolve, so your financial strategy should too. We schedule regular structured reviews to measure progress, recalibrate plans, and identify new opportunities for growth and wealth building.

Scheduled sessions every few months
Clear ways to track how well you are doing
A focus on your future growth and success
Previous
Step 1 of 5
Next

Advice You Can Lean On

You deserve to feel clear and confident about your business finances.

As reliable accountants on the Central Coast, we provide honest advice, accurate reporting and practical tax support that helps you make stronger business decisions.

Industries we specialise in:

Construction
Construction
Professional Services
Professional Services
Medical
Medical
Transport
Transport
Education
Education
Marketing
Marketing
Hospitality
Hospitality
E-Commerce
E-Commerce
Retail
Retail
Manufacturing
Manufacturing
Property Development
Property Development
High-net worth individuals & family groups
High-net worth individuals & family groups
icon for franchises
Franchises

Central Coast Accounting Pricing Packages

Small Business Compliance Package

Fixed monthly fees from $300 + GST

Designed for growing small businesses that want reliable compliance, clear reporting and ongoing support.

This package includes:

  • Xero subscription
  • Hubdoc receipt processing and transaction coding
  • Xero bank reconciliations
  • Payroll processing
  • Superannuation processing
  • Workers Compensation declaration of actual wages
  • Long Service Leave reporting
  • Taxable Payments Annual Report (TPAR) preparation and lodgement
  • BAS preparation and lodgement
  • End-of-financial-year financial statements and tax returns
  • Tax planning preparation and strategy meeting
  • Annual accounts review meeting
  • Ongoing advice via phone, Teams or email
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Established Business Package

Customised pricing based on the size, structure and complexity of your business.

Designed for established and growing businesses requiring deeper compliance support and ongoing advisory input.

This package includes:

  • Complex payroll processing
  • Hubdoc receipt processing and transaction coding
  • Xero bank reconciliations
  • Superannuation processing
  • Workers Compensation declaration of actual wages
  • Taxable Payments Annual Report (TPAR) preparation and lodgement
  • Fringe Benefits Tax (FBT) preparation and lodgement
  • Payroll tax reporting and lodgement
  • Home Warranty reporting
  • BAS preparation and lodgement
  • End-of-financial-year financial statements and tax returns
  • Tax planning preparation and strategy meeting
  • Annual accounts review meeting
  • Ongoing business advisory services
  • Advice as required via phone, Teams or email
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Your Business Deserves Clear Business Accounting Advice

Good accounting gives you more control over your business.

Talk to a Central Coast accountant who can help you stay compliant, understand your numbers and plan your next steps with confidence.

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We have used Coleman Financial Group for over 30 years, firstly in managing our business accounts, taxes, BAS etc and then for personal tax in retirement. At all times we have found the staff to be accommodating, pleasant and easy to deal with. We would 100% recommend Coleman Financial Group for all your business and personal needs.
Gary & Mary IbbotsonSydney
First class service! Darcy is always on hand to help us out with any info we need. Highly recommended and we wouldn’t use anyone else!
Dan WakelamSydney
Very knowledgeable, helpful and professional .. easy to deal with … can highly recommend them 😊
Sue SturchSydney

Frequently Asked Questions

Do you handle individual tax returns?

No. Our accounting services are focused on businesses, not individual tax returns. We can do individual tax returns for sole traders, and company directors and trusts.

Can you help with BAS lodgement?

Yes. We help with BAS preparation and lodgement, including GST reporting where required. A BAS is used to report business tax obligations such as GST, PAYG withholding and other tax amounts, depending on your registration.

Can you help with tax planning?

Yes. We help businesses review their tax position before the end of the financial year, so they can plan ahead and avoid last-minute surprises.

Is tax planning the same as tax avoidance?

No. Tax planning uses legal strategies to manage your tax position. Tax avoidance involves arrangements designed to gain an improper tax benefit, which can lead to ATO penalties.

Can you help with financial statements?

Yes. We prepare financial statements so you can understand business performance, meet tax obligations and provide records for banks, lenders or other stakeholders.

Can you help with cash flow forecasting?

Yes. Cash flow forecasting helps you see what money is expected to come in and go out. It is useful for planning wages, tax, supplier payments, stock, loans and growth.

Do partnerships, companies and trusts need their own tax file number?

Yes. The ATO states that sole traders use their individual TFN, while partnerships, companies, trusts and other organisations need a business TFN.

Can you help with business structure advice?

Yes. We can review your structure and explain how it affects tax, reporting, risk and future growth. The right structure depends on your business, income, ownership and plans.

Do you provide SMSF accounting?

Yes. Coleman Financial Group provides SMSF accounting support, including annual accounts, returns and audit assistance.

How often should I speak with my accountant?

At minimum, speak with your accountant quarterly. For growing businesses, regular check-ins are better because they help you review cash flow, tax planning, payroll and performance before issues build up.

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